API Privacy


Welcome to Cardify Africa ("Cardify Africa," "cardify," "cardify.co,"). We are committed to protecting your privacy and providing a safe and secure user experience. This Privacy Policy outlines how we collect, use, disclose, and protect your personal information when you use our website (www.cardify.co) and our services (collectively, the "Service"). By using the Service, you consent to the practices described in this API Policy.

If you have any questions or concerns about our API Policy, please contact us using the contact information provided at the end of this document.

Cardify Africa External Terms of Use

Cardify Africa provides a digital wallet platform that allows users to leverage their funds between various digital wallets, facilitating seamless spending across fiat and digital currency wallets. As part of its services, Cardify Africa offers an Application Programming Interface (API) that enables developers to integrate Cardify Africa's functionalities into their web applications. The following terms of use govern the external use of Cardify Africa's services, with a special focus on the web application's API.

API Access

In order to access and use Cardify Africa's API, you must comply with the following terms:

  1. API Key: You must obtain a valid API key from Cardify Africa in order to access the API. This API key is personal to you and you are responsible for maintaining its confidentiality. You may not share, transfer, or disclose your API key to any third party without Cardify Africa's prior written consent.
  2. Authorized Use: You may only use Cardify Africa's API for legitimate purposes related to the integration of Cardify Africa's services into your web application. You may not use the API for any illegal, fraudulent, or unauthorized purposes.
  3. Compliance with Terms: You must comply with these External Terms of Use, as well as any additional terms and conditions provided by Cardify Africa in connection with the API. Cardify Africa reserves the right to suspend or terminate your API access if you fail to comply with these terms.
  4. Usage Limits: Cardify Africa may impose limits on your API usage, including but not limited to request rate limits, transaction limits, and usage quotas. You must not exceed these limits without Cardify Africa's express written consent.
  5. API Modifications: Cardify Africa reserves the right to modify, update, or discontinue the API at any time, without prior notice. You are responsible for keeping your integration up to date with any changes in the API.

API Data and Content

When using Cardify Africa's API, you may have access to data and content provided by Cardify Africa. The following terms apply to the use of such data and content:

  1. Ownership and Intellectual Property: All data and content provided through the API are owned by Cardify Africa or its licensors, and are protected by intellectual property laws. You do not acquire any ownership rights or intellectual property rights in the API data and content.
  2. Use and Restrictions: You may use the API data and content only for the legitimate purposes of integrating Cardify Africa's services into your web application. You may not use the API data and content for any other purposes, including but not limited to reproduction, modification, distribution, or resale, without Cardify Africa's prior written consent.
  3. Data Accuracy and Currency: Cardify Africa strives to provide accurate and up-to-date data and content through the API. However, Cardify Africa does not warrant the accuracy, completeness, or currency of the API data and content, and you use them at your own risk.
  4. API Data and Content Changes: Cardify Africa may change or update the API data and content at any time, without prior notice. You are responsible for keeping your integration up to date with any changes in the API data and content.
  5. Data Privacy and Security: Cardify Africa takes data privacy and security seriously. When using the API, you must comply with the following:
    1. Data Privacy: You must handle all data obtained through the API in compliance with applicable data protection laws and regulations. You may only collect, use, and disclose data in accordance with your users' consent and Cardify Africa's privacy policy.
    2. Data Security: You must implement appropriate security measures to protect the data obtained through the API from unauthorized access, use, or disclosure. This includes but is not limited to encryption, authentication, and access controls.
    3. Confidentiality: You must keep all API data and content confidential and not disclose them to any third party without Cardify Africa's prior written consent, unless required by law.

    Indemnity and Liability

    You agree to indemnify, defend, and hold Cardify Africa harmless from and against any claims, liabilities, damages, losses, and expenses (including legal fees) arising from or related to your use of the API, including but not limited to any breach of these External Terms of Use, infringement of intellectual property rights, or violation of data privacy laws.

    Cardify Africa does not warrant the accuracy, reliability, availability, or functionality of the API, and shall not be liable for any damages, losses, or expenses incurred as a result of your use of the API, including but not limited to any direct, indirect, incidental, consequential, or punitive damages.

    Termination

    Cardify Africa may terminate your API access at any time for any reason, without prior notice. Upon termination, you must cease all use of the API and return or destroy any API data and content in your possession. All provisions of these External Terms of Use that by their nature should survive termination (such as indemnity, confidentiality, and ownership) shall continue to apply after termination.

    Governing Law and Jurisdiction

    These External Terms of Use shall be governed by and construed in accordance with the laws of Nigeria. Any disputes arising out of or in connection with these terms shall be resolved exclusively by the courts of Nigeria.

    Changes to External Terms of Use

    Cardify Africa reserves the right to modify, update, or revise these External Terms of Use at any time, without prior notice. It is your responsibility to review these terms periodically for any changes. Your continued use of the API after any modifications to these terms constitutes your acceptance of the updated terms.

    Contact Information

    If you have any questions, concerns, or feedback regarding Cardify Africa's external terms of use or API, please contact us at:

    Email: [email protected]

    Website: www.cardify.co

    Thank you for using Cardify Africa's API and integrating our services into your web application!

    API Usage Guidelines

    In addition to the terms and conditions outlined in the External Terms of Use, the following guidelines apply specifically to the usage of Cardify Africa's API:

    1. API Key: You must obtain a valid API key from Cardify Africa in order to access and use the API. The API key is personal to you and must not be shared or used by any other party.
    2. API Requests: You must make API requests in accordance with Cardify Africa's API documentation, which provides details on the available endpoints, parameters, and usage guidelines. You are responsible for ensuring that your API requests are accurate and comply with the API documentation.
    3. Rate Limits: Cardify Africa may impose rate limits on API usage to prevent abuse and ensure fair usage. You must comply with these rate limits as specified in the API documentation. Unauthorized attempts to bypass rate limits are strictly prohibited.
    4. Error Handling: You must handle API errors gracefully and provide appropriate error handling mechanisms in your web application to handle API responses, error codes, and error messages.
    5. API Content: You may only use the data and content obtained through the API for the intended purpose as outlined in the API documentation. You are prohibited from using the API to extract or scrape data for any unauthorized or malicious purposes.
    6. Attribution: When using Cardify Africa's API in your web application, you must provide proper attribution to Cardify Africa by displaying the Cardify Africa logo or mentioning Cardify Africa as the data source, as specified in the API documentation.
    7. Testing and Development: If you are using Cardify Africa's API for testing or development purposes, you must comply with the usage guidelines and rate limits specified in the API documentation. Test data and content obtained through the API must not be used in production environments.

    Ownership and Intellectual Property

    Cardify Africa retains all rights, title, and interest in and to the API, including all intellectual property rights. Your use of the API does not grant you any ownership or intellectual property rights in the API or any content obtained through the API.

    Third-Party Services

    Cardify Africa's API may allow you to access and interact with third-party services, applications, or websites. Your use of such third-party services is subject to the terms and conditions of those services, and Cardify Africa shall not be responsible for any actions, content, or functionality of such third-party services.

    Disclaimer

    The API is provided "as is" without warranty of any kind, express or implied. Cardify Africa does not guarantee the availability, accuracy, reliability, or functionality of the API, and disclaims all warranties, including but not limited to any implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

    Conclusion

    By using Cardify Africa's API, you agree to comply with these External Terms of Use and API usage guidelines. Failure to comply with these terms may result in the termination of your API access and may also result in legal action.

    Cardify Africa reserves the right to modify, update, or revise these External Terms of Use and API usage guidelines at any time without prior notice. It is your responsibility to review these terms periodically for any changes. Your continued use of Cardify Africa's API after any modifications or updates to these terms constitutes your acceptance of the revised terms.

    If you have any questions or concerns regarding Cardify Africa's external terms of use or API usage guidelines, please contact Cardify Africa at [email protected].

    Thank you for choosing Cardify Africa's API for your web application. We look forward to helping you leverage our data and services to enhance your user experience.





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