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Cardify Africa lets you exchange, spend and save money across several digital wallets with NGN -Exchange, Buy vouchers, Pay utility bills leveraging fiat and other digital wallets seamlessly.
customer service
extra fees
Join the cardify tribe
Receive & Save
Cardify Africa NGN and USD wallets allow you receive, save across multiple digital wallets.
Send with Cardify
Leveraging various digital wallets, send funds to other cardify users as well as external wallets seamlessly.
Spend your wallets
Be limitless by using your Cardify wallets to fund your dollar card, pay bills and even exchange.

Learn more about the wallets here
as well as shopping/paying at your preferred online checkouts.

Experience freedom with Cardify Bills
Buy Codes
From Jumia codes to shoprite codes in Nigeria, from Uber to Just Eat in the UK, use Cardify bills to buy a gift code on popular platforms in Nigeria, ghana, South Africa, USA and UK.Vouchers
Cardify Bills allow you purchase the vouchers you need, from mtn to other network vouchers to lycamobile vouchers, we've got you covered. Always!Direct Top Up
Topping up your lines for mobile data or recharge is seamless with fiat and digital wallet payment options on Cardify Bills.Tickets
A ticket round you is just around when you around Cardify bills.Pay bills on the go
Cardify Bills allow you buy digital items or bills with both Naira and Digital Currencies, Buy vouchers, gift codes, top up airtime in Nigeria, Ghana, South Africa, United Kingdom, United States with Naira and Digital Currencies.